Rate points

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Use our financial calculators to finesse your monthly budget, compare borrowing costs and plan for your future. From mortgages to retirement plans, our calculators allow you to estimate the value. Mortgage points, also known as discount points, are fees paid directly to the lender at closing in exchange for a reduced interest rate. This is also called “buying down the rate,” which can lower your monthly mortgage payments. One point costs 1 percent of .

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